Weve rounded up some creative ideas to help you stay motivated during the second half.
Bank of America has their ownKeep the Change Savings Program, for example.
And Wells Fargo hasWay2Save.
Sign up for a tool likeAcornsthat will automaticallysave and invest your spare change.
So you want to buy those new boots?
Match that spending with an equal contribution to your down payment.
Sometimes the pain of doubling a cost is enough to deter a purchase.
This rule iskind of a win-win.
Either way, youre going to save.
Plus, this method forces you to think twice about your purchase.
The truth is, though, Im not actually saving anything.
So why not literally save that twenty bucks?
With this rule, you deposit a specific amount in your savings when you hypothetically save money.
Add $20 to your savings account.
You get a free drink at happy hour.
Add $10 to your savings account.
Yourgrocery receipt says Total savings: $12.
Add $12 to your savings account.
Plus, this tip encourages you to give your purchases a bit more thought.
And mindful spending is a good thing.
Qapital saves your money automatically based on rules you set up from within the app.
Or you could tell it to save a specific amount every time you spend at a specific store.
This makes for nearly endless possibilities to create automatic savings rules.
For example:
Save money in your Qapital account when youfinish something on your to-do list.
Save when you use a specific hashtag, like #gratitude or #goalprogress orwhatever you just.
Save when youhit your step goalorgo to the gym.
Instead of saving only your loose change, make it a goal to save specific bills, too.
Good luck, readers!
Well check back in with you at the end of the month to see how much you saved.
