When it comes to money, were all working from a few negative scripts that can hinder our finances.
And while going off-script is hard, it is possible.
Thats what were discussing this week.
Ive also busted my ass to have a great job that pays me well.
Im equally terrified about what could happen if I dont find an advisor.
Is it OK to just start with the guys at my credit union?
What do I need to watch out for?
What seems to be the bigger issue underlying the question is your relationship to money.
But that doesnt mean its impossible to build better habits, as you clearly already have.
Its truly impressivegive yourself some credit.
And since youve done so much already, theres no reason to believe youd screw it all up now.
Youll need to do research, sure, but anyone can do that.
What youre lacking is the confidence to do so.
Likely, you dont want to end up back where you were when you were growing up.
Thats a real consideration; I dont blame you for being cautious.
How Your Mindset Affects Your Finances
Some bad money habits are hard-wired into our brains.
This is just a starting point, though.
But youll need to do research.
Basically, its a more formal way of rewriting your money scripts.
Financial therapy is a relatively new (and small) field, but it could be worth trying.
you might search for a qualified therapist in your state on theFinancial Therapy Associations website.
Ill also suggest finding a community for support, even if its just online.
Reddit has a fewpersonal finance subredditsthat are generally supportive, from all walks of life.
Interacting with them or just reading their stories may encourage you on your money journey.
