When you decide to work towards a big financial goal, getting motivated at the start comes naturally.
Youre excited to start chipping away.
But what about that seemingly endless part in the middle?
How do you stay motivated to keep chipping away at your progress?
I could have painted my nails at home, or gone the most frugal route and left them bare.
Phil Risher, blogger atYoung Adult Survival Guide.
Risher paid off $30,000 in student loans in 12 months.
When my husband and I were paying off our student loans there were times I felt isolated and hopeless.
Jen Smith, blogger atModern Frugalityand cohost of theFrugal Friendspodcast.
Smith and her husband paid off $78,000 in student loan debt in two years.
It also helps me put a realistic timeline on those mini goals and keeps me focused.
Im always working on controlling my spending, sometimes Ill do no-spend challenges to reset my spending habits.
After each challenge, Ill reward myself with something Ive been wanting.
Not only does it keep things interesting, but it also motivates me to keep improving.
There are times when you just need to show yourself some grace and enjoy life a little.
Chris Browning, blogger and podcaster atPopcorn Finance.
Browning and his wife paid off $27,000 in credit card debt in 2.5 years.
Liz Eischen
Enlist a few cheerleaders
It is so motivational hearing people share their stories.
Chris Browning recommends listening to personal finance podcasts and following online groups like #debtfreecommunity.
