If youre reading TwoCents, then youre probably looking for advice to live a better financial life.

Once youve established that, the steps you should probably take should become more clear.

What are your top financial worries?

What are the three smartest financial moves youve ever made?

What do you consider your three biggest financial mistakes?

How much financial help should you give a child?

Whats the minimum amount of money you need each month to keep your financial life afloat?

What did you learn about money from your parentsand which of these beliefs have you adopted as your own?

Think of three people you know who are in great financial shape.

What have been the keys to their financial success?

Is it important to you to drive a nice car and, if so, why?

In the typical week, which moments do you enjoy the mostand which do you dislike the most?

Is getting rich one of your overriding life goals?

Think about your weaknesses.

Are they acceptable human failingsor are they inflicting major damage, including major financial damage?

Who depends on you financiallyand how would they cope if you suffered an untimely demise?

When is it okay to go into debt?

Which are most likely to make you smile and which ones disappointed you?

Whats on your wish list for major expenditures in the years ahead?

Do you believe a home is a good investment?

Whats your net worththe value of everything you own, minus all debt?

Does your stock-bond mix reflect your paycheck or lack thereof?

Imagine your perfect retirement day.

In late 2008 and early 2009, did you buy stocks, sell or sit tight?

How much do you pay in investment costs each year?

Are you on track to have all debt paid off by retirement?

If you died tomorrow, would you bequeath a mess?

When was the last time you talked honestly about your finances with somebody?

If you were writing your own obituary, what accomplishments would you include?

In the years ahead, what further accomplishments would you like to add?

Who are the people who depend on you, and how much do you believe you owe them?