(In case youre wondering, six of the buildings pictured are masterpieces of modernist architecture.

The seventh is the house from the movieHalloween.)

Dont even search for housesonline, unless youre strictly daydreaming.

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Either way, its better to know the truth and not waste your time.

This process can be grueling, so be prepared to put in some work.

Youll be spending a lot of time with your real estate agent.

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Since both of your names are on the mortgage, youre on the hook if your friend stops paying.

Arguments over home maintenance are way more serious than arguments over who has to do the dishes.

Overall, its a good way to ruin your financial lifeandyour friendship.

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But its much better to be paying off your own mortgage every month than someone elses.

On average, houses appreciate by around 14% a year.

Not only is that a better return than most investments, you might live in it.

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Look into them; you might be surprised at whats possible.

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