A bit of planning can save you a ton of money when it comes to buying throughout the year.

Heres your comprehensive, always up-to-date guide on the best times to buy everything this year.

Click Expand on the graphic to get a closer look.

You probably know that certain things are cheaper at certain times.

Check out the chart below for an easy view of the year, or read on for more details.

For a bigger overview of the year, read on!

), but the January and February clearance time is a great one.

[TIME,Dealnews]

January

Clothing: Have you ever been to a clothing store post-Christmas?

The selection wont always be great, but prices will.

Once January rolls around, prices will go down.

That means theyll be giving some sweet deals in January to make room for the new products next month.

This time of year, everyones trading in their unwanted cards for cash.

[Bankrate]

Motorcycles: Its really cold outside.

Not to mention icy.

Remember, though, you get what you pay for, so dont go too overboard with the cost-cutting.

[CNET,Dealnews]

March

Chocolate: If youre willing to wait until after February 14th.

[Dealnews]

Frozen Foods: Its National Frozen Food Month.

Seriously, thats a thing.

Grab last years set cheaply and youll forget all about how awesome the new ones are.

[LIVESTRONG,SaveAMillionShots.com]

Luggage: Its in between vacation seasons, so shops are dropping prices.

Grab any extra bags you might need for the summer in March.

This will probably be better than the Super Bowl sales, provided youre okay with buying last years model.

[Di Vincenzo]

Houses: Houses are a little weird.

Just verify you dont undo all the spring cleaningyoujust did.

[Real Simple]

Vacuum Cleaners: New vacuums come out in June.

[Bankrate]

April

Cruises: Shop well ahead of your cruise date for the best deal.

New models come out in May, so last years models will get discounted.

Haggle yourself a good price.

Shop before Fathers Day for a good sale.

Check out the clearance sales for some good steals.

PC gamers can take advantage of big online saleslike the ever-popular and wallet-reducing Steam Summer Salearound this time.

Office Furniture: Another benefit of those back-to-school sales, whether youre a college student or not.

School Supplies: Again, back to school sales mean good deals on lots of office supplies.

you’re able to get last years leftovers for less.

Look for good prices on last years models.

It should be easier to haggle down the price, too.

Buy at the end of the month for extra savings.

This is also a good time to lease, since its when the banks estimate a cars residual value.

As usual, the selection wont be as good, but thats the tradeoff you make for good deals.

Anything you dont need the first few weeks of school can be bought in September for even less.

Wine: Its harvest time, which means this is the best time to stock up on wine.

Haggle your way down to good prices on 2014 models for the rest of the year.

The deeper into winter you get, the better the savings.

[Bankrate,Dealnews]

October

Appliances: The fall season of big appliances continues.

Shop for last years models at a lower price through this month.

Champagne companies are all trying to compete with each other, so grab it now for your holiday celebrations.

[Billshrink]

Golf Clubs: Its the off-season, so golf clubs are cheaper to come by.

[CNET,Di Vincenzo,Dealnews]

Tools: The holiday tool-stravaganza continues.

Computers & other electronicsare cheapest on Mondays, when manufacturers apply their rebates.

This applies to TVs, cameras, and video games as well.

Plus, smaller crowds are always nice.

Some museums might even have free admission days, so check out the venues youre interested in for more.

Fill up on Wednesdays or early morning Thursdays for the biggest savings.

Jewelryis best bought on Wednesdays, when most people tend to shop for it.

However, stay away from gift giving months like Valentines Day, Mothers Day, and Christmas.

And with all things, if you find an item you like, monitor it regularly.

Thats our big list for the year.