Travel reward credit card users seem to have all the fun, dont they?
Why not focus on one that gives you perks for spending money on a very real necessity: groceries?
If theres an annual fee, are there enough benefits to make the fee worth it?
Are there bonus offers that can accelerate your initial earnings?
Get 6% cash-back on Hulu, Netflix, Spotify and Pandora subscriptions.
Earn 1% cash back on everything else.
you could get your cash back as statement credits or on gift cards.
Why we like it:Everyone buys groceriesandspends money to get around town, making this card a win-win.
Signup bonus:$200 cash rewards when you spend $1,000 in the first three months.
Annual fee:None
Bonus perks:Get 0% interest on purchases and balance transfers for 15 months.
You must activate the quarterly bonus category to earn cash back.
Get 1% cash back on all other purchases.
Bonus perks:Get0% interest on purchasesandbalance transfers for the first 14 months.
One drawback is that some merchants dont accept Discover cards.
Signup bonuses:Get a $150 cash bonus after spending $500 in your first three months.
Bonus perks:0% APR for 15 months for purchases and balance transfers.
This post was originally published on 8/20/2019 and was updated on 10/9/2019 to include methodology.