Over the course of our lives, we are collectively nickel-and-dimed to death.

That being said, some fees have a much higher bullshit quotient than others.

The term scientists would use for that fee isoutrageous.

you’re able to usually get coin rolls from them for free (just ask!)

and then roll the change yourselfproperly rolled change can be deposited in your account easily enough.

This can be time-consuming, buta relatively cheap coin counterwill pay for itself pretty quickly.

This only makes sense if you actually need something at that storeotherwise its a fee wearing a funny hat.

But if youre ever asked to pay a fee for a credit report, youre being duped.

Just head toAnnualCreditReport.comand go through the process.

Most car dealershipfees

Buying a car is an exhausting and dispiriting experience for most people.

This is a classic stupid fee, as its simply a cash-grab.

Just check that youre not getting hit with an account maintenance fee.

Most will rather than lose your business.

Car insurance processing fees

Owning a car means owning a lot of expenses.

Aside from fuel, maintenance, and depreciation, your car will cost you in terms of insurance.

If you cant put together a lump payment, though, youre probably stuck with the monthly fee.

Mortgage fees

Buying a house is expensive.

Aside from the down payment, theres the interest youre paying on your mortgage and the closing costs.

It adds up quick.

So you should be vigilant when it comes to avoidable fees that some lenders roll into your mortgage.

You might not get them all knocked down, but even some reductions will make a difference.

Utility cardprocessing fees

The world is going paperless and online.

But you dont have to pay this stupid fee.

Overdraft fees

Your bank might seem very helpful when they offer you overdraft protection.

Of course, they charge a fee, typically under $50, for their trouble.

If youre overdrawn by a few pennies, however, $50 is an outrageous fee.