Your current insurance still works, and youll still be able to buy an Obamacare plan for next year.

But this portends some very bad news.

These are skimpy insurance plans that provide very little insurance.

(Everybody buying insurance keeps rates low.)

The IRS stopped enforcing the tax penalty for not buying insurance.

Government web pages dropped much of their information about health insurance and how to get it.

By some accountshalf a million fewer people enrolled than expected.

(It is.)

The open enrollment period this yearwill be half as longas in previous years, with downtime every Sunday morning.

And itsadvertising budget was cut by 90 percent.

A family of four could get this deal if their income is between $24,600 and $61,500.

(This is separate from the premium tax credit, which goes to you to lower your premiums.)

If the government stops paying the CSRs, insurers have to raise their premiums.

The Kaiser Family Foundation calculates thatsilver plan premiums need to be 19 percent higherto cover the difference.

And, yes, this all costs the government money.

The Congressional Budget Office also previouslyestimatedthat one million people will lose insurance in 2018 if CSRs stop in 2017.

Insurance companies, and states, both had to guess whether the CSRs would keep coming.

Some guessed correctly, and some did not.

That plan you were going to sign up for?

That means they can sue.

So what happens to the insurance plan you were going to buy?

We really have to wait and see on this one.

One possible escape hatch here: Congress could appropriate the funds for CSRs to allow them to continue.

Might be a good time to call your senators and representatives!

These plans prey on people who are young, healthy, and stupid.

(Sorry, most of us are stupider than we think.)

They are cheap, but offer very little protection.

If you break your leg or have a baby, youll be on the hook for massive hospital bills.

If youre in an insurance plan with a bunch of sick people, your premiums will go up.

This isnt speculation; these plans have been legal in Tennessee through a weird loophole.

The executive order is also supposed to make the buying insurance across state lines fantasy happen.

Insurershave been allowed to sell plans across state lines already; they just arent interested.

So…Were Still on for Next Year, Right?

Good news, open enrollment begins November 1!

you could still sign up for insurance.

Prices are locked in, at least in theory.Probablyyour insurance company wont go bankrupt and leave the market.