In fewer than three years, I had driven only about 12,000 miles.

I worked at home.

I could walk or bike to a grocery store and a drugstore.

Should I Repair or Just Replace My Old Car?

But it all felt like a guessing game.

So my questions lingered.

Its about your location and access, said Richard Reina, product training director at automotive parts storeCARiD.com.

Lifehacker Image

What price do you put on freedom and flexibility?

asked Greg McBride, chief financial analyst atBankrate.

Thats the real advantage of having a car.

Twenty grand in student loans?

Having a car was normal.

I too would do the normal thing.

In the month that I used LyftPink, I paid $19.99 to receive 15% off each ride.

Cheaper than owning my car, for sure.

Theres also the newer concept of car-ownership subscription services to consider.

You have to sign on for a minimum of 30 days before switching to a month-to-month subscription.

Your payment includes your insurance, maintenance and repairs.

All you pay extra for is filling the gas tank.

But even that isnt a perfect solution.

ZipCar even has its own version that offers unlimited access to a car Monday through Friday for commuting.

But thats not an apples-to-apples comparison, Reina pointed out.

You input your vehicle information, driving habits, and information for parking and other costs.

(It also takes depreciation of your cars value into account).

Aside from the obvious expenses related to either one, this site factors in the value of your time.