But Im not here to talk about any of those newfangled schemes.

Im here to talk about cash.

Cash gets a bad rap these days.

Rewards credit card fans think its silly to miss out on points.Salad storestried to ban it.

Despite the naysayers, I come in humble defense of cold, hard cash.

Cash comes in handy more often than you might think.

Cash is useful to have for emergencies, like an unanticipated cab ride home.

Its helpful at establishmentsusually small neighborhood businesses, mind youthat require a minimum purchase to use plastic.

And, cash is useful to help you curb your spending.

It takes away the pain of actually paying for something by delaying the actual transaction of your money.

You dont want to have to use that crusty ATM.

Dont be that person trying to use plastic unless that yard sale explicitly advertises accepting Venmo or Paypal.

Overdue library books.Youre really going to make your library pay a card fee for your $0.85 fine?

But sometimes it feels good to simply hand someone the money you owe them and call it a day.

This works especially well for friends or family who are notorious for not accepting your money.

Renaissance fair pickles.Youre at an old-timey place, use your old-timey money.

Laundromats.You need the dollars to get the quarters!

Because someonesalwaysusing the two washing machines that have card readers.

Kids allowances.Having them handle physical cash canhelp young people learn about moneyand math concepts.

That one busker you really like.Sure, they take Venmo.

But kick it old school and drop them a dollar.

Then look them up on SoundCloud.

See also kids allowances.

Bribes!You dont want that paper trail!

The old soda machine at the local recreation center.It does not have a card reader.

you’re free to guess how this ends.

Birthday cards.You know you love getting a card with $5 or $10 in it!

The tooth fairy.Unless your tooth fairy gives out Five Below gift cards or something.

But if youre wandering in late at night, maybe you should stick to the cash in your pocket.

There are times for fighting and this one might not be it.

Lemonade stands.These children have set up an unlicensed beverage establishment on the curb.

They did not think through payment processing.

Jumbo slice pizza shops.You are not buying slices for all your friends, Heather.

The collection basket at church.Unless youre that person who makes their offering by check, the true throwback.

Roadside fruit stands.Youll be lucky if they have WiFi service on that country road to run a Square payment.

Just give them cash.

A jukebox.If youre on a budget, I cannot condone downloading that TouchTunes app.